Wealth Management 


Our investment philosophy is focused on meeting clients’ objectives while managing risk. This tailored approach to the development of investment strategy has evolved over time so that our clients’ portfolios can be positioned to take advantage of market inefficiencies and the attractive opportunities they present.   The most important part of the approach is understanding our clients and their needs. Only then can we begin building an investor’s particular investment strategy.  It is our belief that this comprehensive approach to discovery and assessment can be one of the most critical conversations we have with our clients.  In this conversation, a number of questions need to be thoroughly explored:

1) What specifically are your goals and objectives? Near-term? Long-term? Mandatory?

2) What are the risks to be guarded against in the process? And what are the consequences of guarding against – and dealing with – each of these risks?  Only when these questions have been fully discussed and defined can the investment process begin.


We work with Third Party Asset Managers to initiate an investment process which is based on the following principles:

1) Asset Allocation – Creating strategies with appropriate diversification among asset classes and between investment approaches, both of which are critical drivers of investment success.

2) Portfolio Design – identifying alpha source(s), or returns in excess of benchmark returns, across our equity, fixed-income and alternative investment portfolios.

3) Investment Manager Selection – Evaluating individual holdings in addition to monitoring manager performance.

4) Portfolio Construction and Management – Using investments with complementary objectives designed to ensure diversification of risk and return within the portfolio.

5) Tax Management – Helping investors to keep more of what they earn through year-round efforts to reduce tax obligations.

6) Risk Management – Overseeing each manager’s investment approach in alignment with the objectives of that segment of the portfolio.


Stock investing involves risk including loss of principal.

Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and bonds are subject to availability and change in price.

Alternative investments may not be suitable for all investors and involve special risks such as leveraging the investment, potential adverse market forces, regulatory changes and potentially illiquidity. The strategies employed in the management of alternative investments may accelerate the velocity of potential losses.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification and asset allocation do not protect against market risk.


We have partnered with the following Wealth Management Firms, as it is our believe their management process compliments our investment philosophy to focused on meeting clients’ objectives.


                                            SEI Investments Company                                                AssetMark